As a leading lender in our communities, our financial services enable our customers to live a better life.

Commercial Real Estate Loans in 2022
Construction Loans in 2022
Business Loans in 2022

🏦 Discover the Pioneer Bank Advantage: Unparalleled Online Business Banking! 🌐

Are you tired of complicated and sluggish online banking experiences? Look no further! Pioneer Bank proudly stands out as the ultimate choice for seamless and efficient online business banking. Here’s why:

  1. Cutting-edge Technology: At Pioneer Bank, we constantly invest in state-of-the-art technology to ensure our online banking platform remains at the forefront of innovation. Our user-friendly interface is designed to cater to the specific needs of businesses, providing a smooth and intuitive experience.
  2. Enhanced Security Measures: We understand the paramount importance of safeguarding your business’s financial data. That’s why we have implemented robust security measures to protect against cyber threats and ensure your transactions are always secure.
  3. 24/7 Accessibility: Time is money in the business world, and that’s why we offer around-the-clock access to your accounts. Whether you’re across the street or around the globe, managing your finances has never been more convenient.
  4. Comprehensive Financial Tools: Pioneer Bank’s online business banking comes equipped with an array of powerful financial tools, empowering you to track expenses, analyze trends, and make informed decisions. Our goal is to help your business thrive!
  5. Dedicated Customer Support: We pride ourselves on delivering top-notch customer service. Our dedicated support team is ready to assist you with any inquiries or issues you may encounter, ensuring a hassle-free banking experience.
  6. Customizable Solutions: We understand that each business has unique requirements. That’s why we offer customizable solutions to cater to your specific needs. Tailor your online banking experience to suit your business’s workflow.
  7. Seamless Integration: Our online banking platform seamlessly integrates with other business tools and software, streamlining your financial processes and enhancing overall efficiency.
  8. Regular Updates and Improvements: At Pioneer Bank, we continuously update and improve our online banking services to stay ahead of industry trends and meet the evolving needs of our business clients.

Embrace the future of business banking with Pioneer Bank’s unparalleled online banking experience. Join us today and experience the ease and convenience that sets us apart from the rest. Your success is our priority!

💳 Simplify Your Business Bill Payments with Pioneer Bank! 💵

Tired of spending valuable time managing your business’s bill payments? Look no further! Pioneer Bank is proud to offer the best business bill pay service, designed to streamline your financial tasks and make your life easier. Here’s why our business bill pay stands out from the rest:

  1. User-Friendly Interface: Say goodbye to complicated bill pay processes. Our user-friendly online platform makes it incredibly easy to schedule, track, and manage your business bill payments in just a few clicks. No more hassle, just simplicity at your fingertips.
  2. Time-Saving Convenience: Running a business demands your attention on multiple fronts. With Pioneer Bank’s business bill pay, you can wave goodbye to writing checks or making individual payments. Our centralized system allows you to pay all your bills from one place, saving you valuable time and effort.
  3. Scheduled Payments: Never worry about missing a due date again. Our bill pay service allows you to schedule recurring payments or set up reminders, ensuring that your bills are paid on time, every time.
  4. Secure Transactions: Security is at the core of our bill pay service. Your financial information is protected by industry-leading encryption, giving you peace of mind knowing that your data is safe and secure.
  5. Customizable Payment Options: Every business has unique payment preferences. Whether you prefer electronic payments, ACH transfers, or traditional checks, Pioneer Bank’s bill pay service caters to your needs, providing flexible payment options that suit your business best.
  6. Real-Time Payment Tracking: Stay in the loop with real-time payment tracking. Our system provides instant updates on the status of your payments, so you always know where your money is going and when it’s received.
  7. 24/7 Accessibility: Need to make a last-minute payment outside of business hours? Not a problem! Our business bill pay service is available 24/7, so you can manage your payments whenever it’s most convenient for you.
  8. Dedicated Customer Support: Should you ever encounter any questions or concerns, our dedicated customer support team is ready to assist you promptly. We’re here to ensure your bill pay experience is seamless and stress-free.

Discover the difference of efficient and hassle-free business bill payments with Pioneer Bank. Join us today and experience the convenience of our top-notch bill pay service, designed to empower your business’s financial management. Simplify. Streamline. Succeed. 💼💰

🔒 Safeguard Your Business with Pioneer Bank’s Unbeatable Enhanced Security! 🛡️

In today’s fast-paced digital world, security is of paramount importance, especially when it comes to your business finances. At Pioneer Bank, we take security very seriously, and we are proud to offer the best-enhanced business security measures in the industry. Here’s why you can trust us to keep your business safe:

  1. Multi-layered Protection: We employ a multi-layered security approach that encompasses various levels of defense to shield your sensitive data from cyber threats. From encryption to firewalls, we leave no stone unturned in safeguarding your financial information.
  2. Advanced Encryption: Pioneer Bank utilizes cutting-edge encryption technology to ensure that all your online transactions and communications are securely scrambled, making it virtually impossible for unauthorized individuals to access your data.
  3. Two-Factor Authentication (2FA): Adding an extra layer of protection, we offer 2FA for all business accounts. This means you’ll need to provide a second verification method, such as a one-time code sent to your phone, along with your regular login credentials, making it significantly harder for unauthorized parties to gain access.
  4. Secure Mobile Banking: With our mobile app, you can conveniently manage your business finances on the go, without compromising security. Our mobile banking is equipped with the same high-level security features as our desktop platform.
  5. Fraud Monitoring and Alerts: Pioneer Bank’s vigilant fraud monitoring system keeps a close eye on your accounts for any suspicious activity. If any red flags are detected, we’ll notify you promptly, allowing you to take immediate action to protect your assets.
  6. Dedicated Security Team: Behind the scenes, we have a dedicated team of security experts who continuously monitor and assess potential risks. They work tirelessly to stay ahead of emerging threats and ensure your business accounts remain safe and secure.
  7. Compliance with Industry Standards: Pioneer Bank adheres strictly to industry security standards and best practices. Our commitment to compliance helps provide you with peace of mind, knowing that your business’s security is in good hands.
  8. Regular Security Updates: As security threats evolve, so do our security measures. We proactively update our systems to stay current with the latest security advancements, ensuring your business’s protection remains at the forefront.

Protecting your business is our top priority. Choose Pioneer Bank for enhanced business security that you can rely on, allowing you to focus on what matters most: growing your business with confidence. 🚀🔐

Committed to helping your business grow

Pioneer Bank is your local bank with deep roots in our community. We understand the local market and are committed to helping your business grow and achieve your goals.

As a local, independent commercial bank, we have greater flexibility in making loan decisions. Pioneer Bank can help put your business on the path to success with financing options that work for you.

Helping you find financing to complete your business objectives is our specialty. Contact your commercial lender today to get started.

We offer:

  • Business Lines of Credit
  • Business Loans
  • Small Business Loans (SBA)
  • Commercial Real Estate Loans
  • Construction Loans

🔍 Stay Protected with Pioneer Bank’s Business ID Theft Detection! 🛡️

At Pioneer Bank, we understand the growing threat of identity theft in the business world. That’s why we have implemented robust ID theft detection measures to safeguard your business’s sensitive information. Our sophisticated monitoring system constantly scans for any suspicious activities associated with your business accounts, such as unauthorized access attempts or unusual transactions. In the event of any potential threat, our security team promptly alerts you, enabling you to take immediate action and prevent any fraudulent activity. With Pioneer Bank’s ID theft detection, you can rest assured that your business’s identity and financial well-being are in safe hands.

💼 Focus on Business Growth, Let Us Handle Security: With Pioneer Bank’s business ID theft detection, you can focus on what matters most – growing your business. Our proactive approach to security means that we are continuously updating our detection systems to stay one step ahead of potential threats. We prioritize the safety of your business’s sensitive data, allowing you to conduct transactions with confidence and peace of mind. Partner with Pioneer Bank and let us be your first line of defense against identity theft, so you can propel your business towards success without worrying about security breaches.

Many businesses are looking for ways to increase sales, deepen customer relationships and drive repeat business. We have partnered with First Data, a global leader in payments processing to provide a variety of business solutions that can be tailored to your business needs.

We provide merchants with value-added services and business tools that help make it easier to run your business. Please click the image below for more details.

Merchant Services

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Building business for a better community

Our community bankers are experienced in construction, bridge, and mini-permanent financing for commercial and multi-family residential properties. As a local lender, we have the experience and resources to custom tailor a commercial loan that meets the specific needs of your business.

We understand that obtaining a real estate loan can be complex. Whether you need expedited turnaround on a loan for the purchase of a multi-family residential property or need an experienced lending partner for a ground-up commercial development project, Pioneer Bank can help you. When it comes to real-estate financing, Pioneer Bank has the solutions.

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Business Testimonials

Dick's Cafe
caliches testimonial
American Documents
Dickerson Group

At Pioneer Bank, your success is our success. We are your local bank with deep roots in our community. We understand the local market and are committed to helping your business grow and achieve your goals.

Contact one of our professional, qualified lenders.

Nicole Austin
Nicole AustinExecutive Vice President/Chief Lending Officer
Chaves County
NMLS #591583
Nathan Brandt
Nathan BrandtVice President/Commercial Loan Officer
Chaves County
NMLS #2230644
Kiel Hoffman
Kiel HoffmanExecutive Vice President/Market President
Doña Ana County
NMLS #591598
Kevin Merhege
Kevin MerhegeCommercial Lender
Doña Ana County
El Paso
NMLS #529713
Santiago Meza
Santiago MezaCommercial Lender
Doña Ana County
NMLS #1892992
Leo Lovett
Leo LovettRegional Vice President /Branch Manager
Otero & Lincoln Counties
NMLS #2387678
Miguel Perez
Miguel PerezRegional Vice President Commercial Lending/Business Development Officer
Eddy & Lea Counties
NMLS #448649

Our business clients say…

“Pioneer Bank offers a great level of service that makes everything easier to keep my business moving forward”


“Pioneer Bank’s personalized service has been instrumental in helping our family-owned business achieve our goals of continued success and growth.”