As a leading lender in our communities, our financial services enable our customers to live a better life.

Commercial Real Estate Loans in 2021
Construction Loans in 2021
Business Loans in 2021

Building Better Business

Business Online Banking is our Online Cash Management product that allows business clients 24-hour, real-time access to their accounts. Businesses can view account information, move funds, check transactions, plus initiate stop payments, wire transfers, and ACH transfers.

This service is available to any bank customer with a business account. Businesses can also grant full or limited use of Business Online Banking to employees.

With Business Online Banking, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment.

  • Real-time Account Balances

  • Direct Deposit of Payroll

  • ACH Origination

  • Wire Transfers

  • Transfer Funds between accounts in real time

  • Remote Deposit Capture

  • Bill Pay Services

  • Early Check Fraud Detection

  • Business and Commercial Real Estate Loans

  • All in a fully safe and secure environment


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or contact us for assistance.

Check out our brochure to see which business checking account will suit your needs.

Business Checking

Welcome to an efficient, easy, and fast way to pay your bills.

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See how we protect your accounts with Enhanced Business Security

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Committed to helping your business grow

Pioneer Bank is your local bank with deep roots in our community. We understand the local market and are committed to helping your business grow and achieve your goals.

As a local, independent commercial bank, we have greater flexibility in making loan decisions. Pioneer Bank can help put your business on the path to success with financing options that work for you.

Helping you find financing to complete your business objectives is our specialty. Contact your commercial lender today to get started.

We offer:

  • Business Lines of Credit
  • Business Loans
  • Small Business Loans (SBA)
  • Commercial Real Estate Loans
  • Construction Loans
Learn how you can protect your business.

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Many businesses are looking for ways to increase sales, deepen customer relationships and drive repeat business. We have partnered with First Data, a global leader in payments processing to provide a variety of business solutions that can be tailored to your business needs.

We provide merchants with value-added services and business tools that help make it easier to run your business. Please click the image below for more details.

Merchant Services

We offer several videos to help you learn how to better utilize Business Online Banking

Building business for a better community

Our community bankers are experienced in construction, bridge, and mini-permanent financing for commercial and multi-family residential properties. As a local lender, we have the experience and resources to custom tailor a commercial loan that meets the specific needs of your business.

We understand that obtaining a real estate loan can be complex. Whether you need expedited turnaround on a loan for the purchase of a multi-family residential property or need an experienced lending partner for a ground-up commercial development project, Pioneer Bank can help you. When it comes to real-estate financing, Pioneer Bank has the solutions.

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Business Testimonials

Dick's Cafe
caliches testimonial
American Documents
Dickerson Group

At Pioneer Bank, your success is our success. We are your local bank with deep roots in our community. We understand the local market and are committed to helping your business grow and achieve your goals.

Contact one of our professional, qualified lenders.

Nicole Austin
Nicole AustinExecutive Vice President/Chief Lending Officer
Chaves County
NMLS #591583
Nathan Brandt
Nathan BrandtVice President/Commercial Loan Officer
Chaves County
NMLS #2230644
Kiel Hoffman
Kiel HoffmanExecutive Vice President/Market President
Doña Ana County
NMLS #591598
Scott Mohrhauser
Scott MohrhauserSenior Vice President of Lending
Doña Ana County
El Paso
NMLS #591603
Santiago Meza
Santiago MezaCommercial Lender
Doña Ana County
NMLS #1892992
Leo Lovett
Leo LovettRegional Vice President /Branch Manager
Otero & Lincoln Counties
NMLS #2387678
Miguel Perez
Miguel PerezRegional Vice President Commercial Lending/Business Development Officer
Eddy & Lea Counties
NMLS #448649

Our business clients say…

“Pioneer Bank offers a great level of service that makes everything easier to keep my business moving forward”


“Pioneer Bank’s personalized service has been instrumental in helping our family-owned business achieve our goals of continued success and growth.”