Our certificate of deposit accounts (CD) are a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. They are issued by Pioneer Bank and insured by the FDIC up to $250,000 per depositor.

Fixed Rate CD’s

($1,000 to open, compounds quarterly)

Updated 6/28/19

3 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 0.25% 0.25%
$25,000-$99,999 0.35% 0.35%
$100,000-$249,999 0.40% 0.40%
$250,000=$999,000 0.45% 0.45%
$1,000,000 & over 0.50% 0.50%
6 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 0.55% 0.55%
$25,000-$99,999 0.65% 0.65%
$100,000-$249,999 0.70% 0.70%
$250,000=$999,000 0.75% 0.75%
$1,000,000 & over 0.80% 0.80%
12 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 1.00% 1.00%
$25,000-$99,999 1.10% 1.10%
$100,000-$249,999 1.15% 1.15%
$250,000=$999,000 1.20% 1.210%
$1,000,000 & over 1.30% 1.30%
18 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 1.00% 1.00%
$25,000-$99,999 1.10% 1.010%
$100,000-$249,999 1.15% 1.15%
$250,000=$999,000 1.20% 1.20%
$1,000,000 & over 1.30% 1.30%
24 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 1.10% 1.10%
$25,000-$99,999 1.15% 1.15%
$100,000-$249,999 1.20% 1.20%
$250,000=$999,000 1.25% 1.25%
$1,000,000 & over 1.25% 1.25%
30 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 1.40% 1.40%
$25,000-$99,999 1.45% 1.45%
$100,000-$249,999 1.50% 1.50%
$250,000=$999,000 1.55% 1.55%
$1,000,000 & over 1.55% 1.55%
30 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 1.40% 1.40%
$25,000-$99,999 1.45% 1.45%
$100,000-$249,999 1.50% 1.50%
$250,000=$999,000 1.55% 1.55%
$1,000,000 & over 1.55% 1.55%
60 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 1.40% 1.40%
$25,000-$99,999 1.50% 1.50%
$100,000-$249,999 1.55% 1.55%
$250,000=$999,000 1.60% 1.60%
$1,000,000 & over 1.65% 1.65%

13 Month CD – Limited Time Offer

($1,000 to open, compounds quarterly)

13 Months
Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$1,000,000 & over 2.00% 2.02%
Annual Percentage Yield (APY) of 2.02% for 13 month term accurate as of 4/19/19.

Easy Access CD

($1,000 to open, compounds monthly)

6 Months Annual Rate of Simple Interest Annual Percentage Yield (APY)
$0-$24,999 0.30% 0.30%
$25,000-$99,999 0.40% 0.40%
$100,000-$249,999 0.50% 0.50%
$250,000=$999,000 0.60% 0.60%
$1,000,000 & over 0.70% 0.70%
 Minimum $1,000 opening balance on new accounts only. Limited time offer subject to change without notice. Penalty will be imposed for early withdrawals. Fees may reduce earnings. Interest paid and compounded quarterly. FDIC insured to the maximum allowed by law. No brokered accounts. Consumer accounts only. Pioneer Bank reserves the right to limit deposits.